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America One Unsecured

I know as a military wife that the “funding” isn’t always there. The military takes care of us, don’t misunderstand, but money gets tight and sometimes you just need that extra line of credit to help you get through.

America One Unsecured is there to help. They are America’s LARGEST loan broker offering lines of credit that include small business loans and unsecured personal loans. There are no upfront fees and their pre-qualification process is free and fast. According to their website, most clients are approved with interest rates between 7.9% and 19.99%. There is even no pre-payment penalties, so you can pay off your loan as fast as you can (which is recommended by most “money experts”).

America One Unsecured’s website is clear and easy to navigate. Their contact information is right up front so you can call and talk to an operator if you wish to apply over the phone (or just to get more information). They are listed on the BBB (Better Business Bureau); so you can be sure that the company will provide you with excellent service.

One aspect I enjoyed about the site is that they have financial articles for you to read so you can better understand the loan process and all different types of loans. They also have an excellent blog that covers everything from “Can You Afford to Get Married?” to taxes, debt management and investments.

All in all, I recommend you check out America One Unsecured. You can learn a lot from their website and blog even if you aren’t planning on getting a loan right now. If you do, however, need a loan, they are there for you.

January 28, 2008 | Comments Off | Read More »

Free Tax Preparation Services

Military OneSource is pleased to announce free tax preparation services for service members and their families and the launch of a new Web site design, Military OneSource Online 2.0!

For the third consecutive year, the Department of Defense provides this service at no cost to service members and their families. Effective January 14, 2008, service members can access H&R Block TaxCut Basic Online through www.militaryonesource.com and complete their own federal and state tax returns electronically. Military OneSource also offers telephonic tax support for those with questions about their returns.

Eligibility. Eligible users are active duty, Army and Air National Guard and Reserve (regardless of activation status), spouses and dependent children (authorized in DEERS), family members handling the affairs of a deployed service member, and severely injured service members or family members handling their affairs.

Program access. Users must create a membership on Military OneSource Online and log into the site. Once logged on, follow the directions on how to access TaxCut Online.

Services. Participants will have free access to the H&R Block Basic TaxCut program. Those with more complicated returns may incur charges if they upgrade to the H&R Block TaxCut Premium program. Participants can e-file one state resident return for each federal return that they e-file with TaxCut Online.

Questions? Military OneSource tax consultants are available by phone and by e-mail to help you with personal tax-related questions and financial planning. They can even help plan how to use your refund wisely by providing tips on saving or paying off debt.

Visit the Frequently Asked Questions to find out more about the program.

January 28, 2008 | Comments Off | Read More »

America One Unsecured

I know it is kind of stereotypical, but I’ve known a LOT of young military guys (and girls) who have gotten themselves into credit issues. I guess it’s because they are young, have more money coming in than they’ve ever had and usually live in barracks and eat in the mess hall – so they don’t have “the usual” bills to pay. So, they go out and buy say, a stereo on credit and either forget to pay, or only pay the minimum on the bills. In a couple years, that stereo that was priced at $200 has now grown to $500 and they are behind (because they added a car to their payments). What’s a young adult to do?

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If you are serious about building back up the credit you have most likely driven down then why not get a personal loan to help pay off the card(s)? America One Unsecured is the largest provider of unsecured loans in America. They are a loan consulting and placement firm, specializing in providing unsecured loan and line of credit approvals in a fair, efficient and easy to understand manner for individuals and small business owners nationwide.

Some of their benefits include; no collateral, easy application, fast approvals and lower interest rates. They have a secure website and are reviewed positively by the Better Business Bureau (BBB).

You might also want to check out their blog! I found it really informative when it came to finding business tips, finance, debt management and even taxes (and much more).

This post has been brought to you by the friendly folks over at America One Unsecured. A provider of personal loans.

January 1, 2008 | Comments Off | Read More »